::Helgesen Waterfall & Jones::

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	Good lawyers and all the legal help you need!

If you cannot pay your debts and see no way out, we will show you options. If bankruptcy is your solution, we will guide you through the maze of federal bankruptcy law. Helgesen, Waterfall & Jones has filed bankruptcy for Utah clients like you since 1982. We know how to help. If you want to discuss filing bankruptcy, call attorney Craig Helgesen for a FREE CONSULTATION at either of our two offices. To learn more about our bankruptcy services, please go to our specialized website: utahbankruptcytoday.com 10 things you should know about Utah bankruptcy 1. The U.S. Constitution has a Bankruptcy Clause (Article I, Section 8, Clause 4. Our founding fathers rejected the idea of debtors' prisons and saw freedom in a fresh financial start. 2. Bankruptcy stops harassment from creditors the day you file. 3. Chapter 7 of the U. S. Bankruptcy Code allows a complete discharge of your debts if you qualify. Your debts will be wiped out. 4. Chapter 13 of the U. S. Bankruptcy Code allows a wage earner reorganization which allows you to pay a portion of your debts in monthly installments and discharge the balance. 5. Filing a Chapter 13 bankruptcy stops collections against co-debtors, people who signed the debt with you. 6. You can often file a Chapter 13 bankruptcy even if you were discharged in a Chapter 7 bankruptcy in the last seven years. 7. State and local income taxes can be wiped out in many cases. 8. You can usually keep your home after bankruptcy if you can make the payments. 9. Chapter 11 bankruptcy allows a business reorganization under which the business can delay payment of debt while restructuring and continuing to operate. 10. An emergency bankruptcy can be filed within hours. Call us today. We're waiting to help you!

	Contact Us

Name: Phone: Email: Tell us more: OGDEN OFFICE: 4605 Harrison Blvd., Suite 300 - Ogden, Utah 84403 Tel. (801) 479-4777 Fax.(801) 479-4804 LAYTON - CLEARFIELD OFFICE: 1436 Legend Hills Drive #110 Clearfield, Utah 84015 (across I-15 from Davis Hospital) Tel. (801)544-5306 Fax.(801)614-0443

OGDEN OFFICE:
4605 Harrison Blvd., Suite 300 Ogden, Utah 84403
Tel. (801) 479-4777
Fax.(801) 479-4804

LAYTON - CLEARFIELD OFFICE:
1436 Legend Hills Drive, Suite 110
Clearfield, Utah 84015
Tel. (801) 544-5306
Fax.(801) 614-0443