Specializing Attorneys: Craig P. Helgesen

Areas of Specialty: Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy

Are you struggling to pay your debts?

Helgesen, Houtz & Jones has filed bankruptcy for Utah clients like you since 1982. If you are struggling to pay your debts, bankruptcy may be the right solution for you. We are here to guide you through the federal bankruptcy law and answer any questions you may have about how bankruptcy will affect your personal finances. We are experienced in helping people like you find relief from the burdens that are attached to debts. If you want to discuss filing, call bankruptcy attorney Craig Helgesen for a FREE CONSULTATION at either of our two offices.

To learn more about our bankruptcy services, please go to our specialized website:

10 Things you should know about your Utah Bankruptcy

  • The U.S. Constitution has a Bankruptcy Clause (Article I, Section 8, Clause 4). Our founding fathers rejected the idea of debtors’ prisons and saw freedom in a fresh financial start.
  • Bankruptcy stops harassment from creditors the day you file.
  • Chapter 7 of the U. S. Bankruptcy Code allows a complete discharge of your debts if you qualify. Your debts will be wiped out.
  • Chapter 13 of the U. S. Bankruptcy Code allows a wage earner reorganization which allows you to pay a
    portion of your debts in monthly installments and discharge the balance.
  • Filing a Chapter 13 bankruptcy stops collections against co-debtors, people who signed the debt with you.
  • You can often file a Chapter 13 bankruptcy even if you were discharged in a Chapter 7 bankruptcy in the last seven years.
  • State and local income taxes can be wiped out in many cases.
  • You can usually keep your home after bankruptcy if you can make the payments.
  • Chapter 11 bankruptcy allows a business reorganization under which the business can delay payment of debt while restructuring and continuing to operate.
  • An emergency bankruptcy can be filed within hours.

Please call us today to schedule your FREE CONSULTATION! We’re available to help you!